Back in April, I made myself a little document with my income from all sources vs. all my expenses, except for food, gas, and clothing (all of which I have cut back on). Sigh, the pain of not having new clothes, or shoes!
Over the year, new expenses have cropped up and increases in some bills, and decreases in income (Bye-Bye Renters). So tonight, I revamped my document to include all of the above changes, and I am glad to say I have about $400 a month left for said cut back items.
Now, that is only if I do not charge anything to my credit cards ever! Ha! Good thing I pay them off every month, and yes it does count to use my line of credit to do so, because it's a way lower interest rate.
I have to get my basement back in swing, or at least the apartment garage I have floating around my mind right now. Renter, I need you, so I can buy clothes again.
The joys of home owning. A year and a half ago, I would have had $2,300 a month left to spend at will, and SAVE. Oh, Saving, how I miss thee. And travel. Oh travel, I will still have you. I will find a way.
Equity. They say it's a good thing. It's times like these a second income would kick ass. Odds are the mortgage would be around longer than the person with the second income. I prefer a renter.
Now to get a rentable place ready....
Donations in the form of skilled labour, cash, and empty bottles accepted to Jessica's House Fund.
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