Claim made at the end of March.
First tear out soon after.
Foundation repair done at beginning of July.
Moisture still there 2 months later. Further tear out requested as original place of leak (under the sub-floor of closet to next room) was not torn out as agreed upon by myself and original adjuster (who does not work there anymore...interesting).
One month, no word from Insurance Company's contractor of choice to come back and assess.
Got independent contractor's opinion with new adjuster present and approval for further tear out needed and quote sent in same week. Thank You Time Line. www.timelineconstruction.ca
Insurance Company wants second quote from preferred vender. Further tear out still required.
Last days of October, further tear out completed in 2 days, by subcontractor of Insurance Company's preferred vender.
Day 1:
Found mouldy insulation and an old gas line hidden in the wall. Not secured so well and rusty, hmmm....
Yup, that sure is the walls built on top of the floor. And yup, that is a new wall built in front of the old rotting one. And when I say rotting, I mean I touched it and it disintegrated.
Day 2:
Bye bye original hardwood in both bedrooms and living room. Hello floating walls, now that rotting floor has been removed. Hello huge crack in my foundation wall, finally uncovered.
Hello efflorescence, evidence of water damage and left behind salt slowly flaking away layers of my concrete wall making it less and less structurally sound.
Inside the closet. Left side white, right side not so much....
Read me:
How many years has this been going on? I'm guessing at least 6 years, but more like over a decade. Damn it people, if you own a house take care of it, and know what that means. Making it pretty on the inside and sparkly on the outside means nothing if you ignore what keeps it functioning. Mine now to make it right.
November 14, Insurance Company's preferred vender comes by to get measurements again to do up quote to send to adjuster.
Quote to be done this week. Supposed to be.
Comparison of quotes needed and decision of Insurance Company to hopefully come soon. Experience tells me otherwise.
9 months so far. Too bad claim has to be taken care of within 12 months of claim date. 3 months left. Do they expect construction to be done within that time period? 'Cause it's so not going to happen.
Let the work I had done outside (weeping tile, sump pump, waterproofing, new eavestroughs, new downspouts, and proper grade) prevent any further water damage and further cracking of foundation wall.
The tale continues...
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